Stash April/June 2020
This will be my last stash report for a while. I will be returning to Uni to studying postgraduate from mid July onwards so I expect to be busy. This series of posts has been useful for me to focus on our finances whilst we both made the decision to buy a house; move to the outback of Australia and start new jobs, all during the unexpected Coronavirus pandemic. We had a lot going on with our parents visiting both back in Coffs and here in Broken Hill. It was always an imperfect snapshot anyway. I did not include my partners income or go into all our outgoings or incomings. Life is too short for such shenanigans.
My Net Earnings
- $1,912 (May)
- $35,780 YTD
I could go into more detail here and show gross earnings with all the deductions but that is just kind of sad… on many levels
My Superannuation
- $110,797
This number just reflects the froth and bubble on the sharemarket at the moment.
Our Cash in the Bank
- $8,377
This has always excluded my partners balance, it’s not my business to share that shit.
Jointly Owed on Mortgage (Rate: 2.84%)
- $416,049
Estimated Home Value
- $200,000
Estimated Value of our old house in Coffs
- $600,000
My Equities
- $58,842
No changes, the market is silly at the moment. I’m not buying it.
VDHG(144); GOLD(15); IAF(36); IEM(104); VAS(215); VGS(232)
Summary
Next month is tax time so it seems a good time to stop.
I’ll continue with stash reports but not monthly. I’ll need to work out a better format. Watch this space. Unless you have a life of course.
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